5 Things Physicians Moving to Indy Should Know About Housing
Moving to Indianapolis for Residency, Fellowship, or Practice?
If you’re a physician relocating to Indianapolis/Carmel área, welcome — you’re about to join a vibrant, thriving medical hub that we’re proud to call home. Between IU Health, Ascension St. Vincent, Community Health, Eskenazi, Franciscan, and all of the other groups and practices Indy is not just a great place to practice medicine — it’s a fantastic place to plant roots.
As relocation specialists and the top real estate team serving physicians in the Indianapolis and Carmel markets, our team has guided countless doctors, residents, and fellows through this transition. We know your schedules are packed, your timelines are tight, and your questions about housing are different than the average buyer’s. That’s why we’ve put together the five most important things physicians should know about housing in Indy.
1. Commute Times Matter More Than Distance
Indy is known for its easy commutes compared to other metro areas, but where you choose to live can make a huge difference in your day-to-day quality of life. A 10-mile drive might mean 15 minutes in Carmel but 35 minutes in rush hour downtown. We help physicians balance lifestyle and location so that you’re not spending precious free time stuck in traffic.
2. The “Sweet Spot” Price Range Is Different for Physicians
With physician loan programs and competitive local pricing, many doctors discover they can buy sooner — and at a higher value point — than expected. In Indy, the median home price is still far below national averages, which means you can often step into a single-family home in the $350K–$600K range near top hospitals. In Carmel, Zionsville, and Westfield, you’ll find larger homes and top-rated schools, which is especially important for those putting down long-term roots.
3. Physician Loans Can Be a Game-Changer
Most residents, fellows, and even attendings don’t realize how advantageous physician loan products are here. With little to no money down, no PMI, and flexible underwriting on student loans, these programs can make homeownership possible much earlier in your career. Our team partners with local and national lenders who specialize in these programs and understand the physician lifestyle.
4. Neighborhoods Have Distinct Personalities
- Carmel & Zionsville → Top schools, family-friendly, luxury new builds.
- Broad Ripple & Meridian-Kessler → Trendy, walkable, historic charm.
- Downtown Indy → Condos and townhomes near IU Health Methodist and Eskenazi.
- Fishers & Westfield → Master-planned communities, lots of amenities, great for growing families.
We make it simple for you to compare neighborhoods side-by-side so you can find your best fit, whether you’re staying for three years of fellowship or envisioning a forever home.
5. Resale Strategy Should Be Part of Your First Purchase
One of the biggest fears physicians share is: “What if I have to move again?” The truth is, Indy’s strong housing demand and diverse buyer pool mean well-chosen homes tend to resell quickly. We guide physicians to homes with strong resale potential — so whether you stay or move, your investment works for you.
Why Work With Us?
At MedMatch Realty Group, we’re proud to be recognized as the top relocation real estate team for physicians in Indianapolis and Carmel. Our concierge-style approach goes beyond housing — we connect you with neighborhoods, schools, childcare, spouse career opportunities, and even community groups so you feel at home from day one.
If you’re a physician moving to Indy, let us make this transition seamless.
Or message us today for our Physician Relocation Housing Guide.
