Working together
We work with hospitals, health systems, and medical schools that are invested in helping their physicians, residents, and students put down real roots — from relocation support to homeownership education and beyond.
Your students will make their largest financial decisions in the years you have the least room to teach them.
Four years of curriculum, and almost none of it can be spent on the mechanics of a life. Then Match Day arrives and a student who has never negotiated a lease is choosing a city, signing for housing, setting a loan repayment plan that will follow them for a decade, and filing taxes in a year where their income is zero — which, done correctly, is worth real money to them, and almost nobody tells them so in time.
The rules underneath all of this have moved considerably. SAVE has ended. PAYE and ICR sunset by 2028. RAP took effect on 1 July 2026 with a ten-dollar monthly floor. Grad PLUS is eliminated for new borrowers, with professional students capped at $50,000 a year and $200,000 in aggregate. The moving expense deduction is gone for civilians, and relocation stipends are taxable wages. Your students are getting most of this from each other, a year late.
Sessions on student loan repayment, taxes in the transition year, credit and housing readiness, and how real estate does and does not fit into a physician's first decade. Delivered with wealth management professionals and CPA advisors, so the answers come from people licensed to give them.
How to read a program's location — cost of living against stipend, housing stock near the hospital, commute reality, what a partner's career looks like in that market. Real-time feedback on specific programs your students are considering.
The ninety days between Match Day and orientation, covered end to end: the move, credentialing, the finances, and the decision about whether to rent or buy in a place they have spent one weekend.
Presence, not just materials. Lunch-and-learns, SIG support, and sessions your students actually attend, because a PDF nobody opens is not education.
Every year we publish a review of the top 100 residency markets, ranked for resident lifestyle and housing affordability — stipend against real local cost, housing near each program, and what the market looks like for an accompanying partner.
We send it to medical school leadership free, in a format you can distribute to students.
the ninety days from Match Day to orientation
written for partners and families, distributed to incoming first-years
for the markets where we operate
We work with hospitals, health systems, and medical schools that are invested in helping their physicians, residents, and students put down real roots — from relocation support to homeownership education and beyond.